Flexible Roofing Financing Options | Affordable Payment Plans

Roof Financing Options in Central and Southwest Florida

Westfall Roofing offers flexible financing options to homeowners and businesses across Central and Southwest Florida. Our roof financing solutions are designed to make your roofing project affordable and stress-free.

Whether you’re dealing with storm damage, planning an upgrade, or facing an unexpected repair, our financing options are available so that you can get the roof you need when you need it. From low monthly installments to long-term loans, we’ve partnered with trusted institutions to offer solutions that fit most budgets and situations.

Why Roof Financing Can Be The Perfect Option For Your Roofing Project

Choosing to finance your roofing project allows you to address your roofing needs immediately, preventing small issues from becoming costly problems down the road. When you partner with Westfall, you gain access to competitive rates and flexible terms. These allow homeowners to spread the costs out over time, lessening the financial burden that unexpected roofing projects can cause.

At Westfall Roofing, we believe that everyone deserves a safe, secure roof. Our financing options are designed to make this possible. By choosing us, you’re not just getting a new roof – you’re investing in your property’s long-term value and your family’s peace of mind.

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Our Roofing Options

Through our partnership with Service Finance, Westfall Roofing offers flexible financing solutions to fit any budget. With loan amounts up to $45,000, you can finance your roofing project without worrying about upfront costs. For those looking for stability, we offer other long-term loan options. The financing options and terms offered by Service Finance are as represented by Service Finance and not Westfall Roofing.

We understand that not everyone qualifies for financial loans, but we believe that shouldn’t stop you from getting the roof you need. That’s why we’ve partnered with SELF, a non-profit organization dedicated to providing homeowners in need with access to low-interest loans. SELF’s mission aligns perfectly with the Westfall Way to serve all members of our community with reliable roofing to keep you and your loved ones safe. The financing options and terms offered by Self are as represented by Service Finance and not Westfall Roofing

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Understanding Roofing Costs in Central and Southwest Florida

The first step many home and business owners must undertake when planning roofing projects is cost. But how much does a roof cost? Roofing costs vary significantly. Understanding the variables can help you better plan your financing needs.

  • Roof Size and Complexity: Larger roofs or those with multiple features will cost more.
  • Material Choice: Options range from basic asphalt shingles to high-end materials like tile or metal.
  • Removal of Old Roofing: Removing an existing roof can add to the cost of installing a new one.
  • Local Building Codes: Florida’s stringent building codes, especially in coastal areas, can impact costs.
  • Season: Prices fluctuate based on demand, which often peaks after storm seasons.

While every roofing project is different and prices vary, here are some rough estimates to help you start planning:

Remember, these are just estimate ranges. For an accurate quote, contact us for a roof inspection and a detailed estimate.

Get a Closer Look at Your Owens Corning Roofing Costs With Budget Your Roof!

Paying For Your New Roofing

Because everyone’s situation is different, we offer a variety of payment options for your convenience.

Multiple Payment Methods

We accept various forms of payment, including:

  • Cash: For those who prefer straightforward transactions.
  • Check or ACH or Debit Card: A traditional and secure payment method. There is no additional fee for this option.
  • Credit Card: Modern flexibility for your payments. A 2.45% surcharge will be added to the payment using this method.
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Florida residents, particularly seniors and veterans, may be eligible for grants through Florida’s My Safe Florida Home program. This initiative aims to help homeowners strengthen their homes against hurricanes and severe weather, potentially covering a significant portion of their roofing costs.

Key points about the My Safe Florida Home program:

  • Offers free wind mitigation home inspections
  • Provides grants of up to $10,000 for qualified homeowners
  • Focuses on hurricane-resistant improvements, including roofing
  • Prioritizes assistance for seniors, veterans, and those with limited incomes

A Westfall Roofing Consultant can help you determine if you qualify for this valuable program.

In addition, check with your local municipality, as they might offer localized grants and help. All terms of the My Safe Florida Home program are as represented by the My Safe Florida Home program and not by Westfall Roofing .

Insurance can play an important role in replacing your new roof, especially if your roof has been damaged by severe weather or other covered events.

How Insurance Can Help with a New Roof

If your roof has been damaged by a covered peril (like wind, hail, or falling trees), and you have elected to go through your homeowner’s insurance to cover part or all of the replacement cost our experienced team can:

-Perform an inspection to assess the damage to the roof.

NOTE: the homeowner is responsible for filing and managing the insurance claim. We don’t communicate directly with the insurance company. Homeowner is solely responsible for paying their deductible if insurance proceeds are used to pay for the replacement cost of the roof. 

A CONTRACTOR MAY NOT DIRECTLY OR INDIRECTLY ENGAGE IN ANY OF THE FOLLOWING PRACTICES: OFFERING TO A RESIDENTIAL PROPERTY OWNER A REBATE, GIFT, GIFT CARD, CASH, COUPON, WAIVER OF ANY INSURANCE DEDUCTIBLE, OR ANY OTHER THING OF VALUE IN EXCHANGE FOR: 1. ALLOWING THE CONTRACTOR TO CONDUCT AN INSPECTION OF THE RESIDENTIAL PROPERTY OWNER’S ROOF; OR  2. MAKING AN INSURANCE CLAIM FOR DAMAGE TO THE RESIDENTIAL PROPERTY OWNER’S ROOF.

Combining Insurance and Financing Plans

In some cases, insurance may not cover the full cost of your new roof. Our financing options can bridge the gap:

  1. Assist with any out-of-pocket expenses not covered by your policy.
  2. Apply our financing plans to manage any remaining costs, allowing you to get the best possible roof without financial strain.
  3. Customize a payment plan that works with your insurance payout and your budget.

While we strive to make payment as easy and flexible as possible, it’s important to understand our policies regarding late or missed payments.

Our Lien Process

We understand that insurance claims and financial arrangements can take time. We will try to accommodate your individual situation, giving you time to work with your insurance company and settle your claim before any additional action is needed. Should we not receive payment within 75 days from the completion of the work, we reserve the right, based on your Notice of Commencement filing, to lien your home and turn over your case to a collections attorney. You may also be charged interest for not paying in a timely manner. See your contract for details.

Payment Terms Reminder

To ensure clarity and avoid any misunderstandings, please keep in mind:

  • Payment is due upon completion of the work. NOTE: if we’re performing multiple services, in addition to the roof such as gutters, fascia/soffit, stucco, chimney caps, etc., payment will be due at the completion of each trade’s completed work.
  • For insurance claims: Payment is due upon completion of work. It is the homeowner’s responsibility to get reimbursed or receive claim funds for the roof prior to the work being performed.
  • For financed projects: Your payment schedule will be clearly outlined in your financing agreement. We are paid by the financial company, and your loan is directly from the financial institution.

At Westfall Roofing, we’re committed to making your roofing project as stress-free as possible. Whether you’re paying out of pocket, taking advantage of grants, or opting for one of our financing plans, we’re here to guide you through every step of the process. Our goal is to ensure you get the roof you need with a payment plan that works for you.

Investing in a quality roof can save you money in the long run by preventing costly damage and improving your home’s energy efficiency. Don’t hesitate to reach out to discuss your roofing needs and explore your options. With Westfall Roofing, you’re not just getting a new roof – you’re investing in your home’s future with a company you can trust.

How to Finance Your Roofing Project

Financing your roofing project with Westfall Roofing is a straightforward process designed with your convenience in mind. We are proud to offer two paths, full-service and self-service options, to help you start your project as soon as possible in a way that’s comfortable for you. Here’s how it works:

Full-Service Option:

  • Contact: Contact Westfall Roofing for a roof inspection and estimate.
  • Consultation: During your consultation, discuss your financing needs with our team.
  • Choosing a Financial Option: We’ll guide you through the available options and help you choose the best fit.
  • Application Prep: Prepare your application materials (see below for required documents).
  • Apply for Financing: In many cases, you can get approved quickly.
  • Approval: Once approved, we’ll schedule your roofing project.
  • Peace of Mind: Enjoy your new roof while making manageable monthly payments.

To apply for financing, you’ll typically need to provide the following:

  • A valid photo ID (such as a driver’s license or passport)
  • Your Social Security Number
  • Proof of income (recent pay stubs, tax returns, or bank statements)

Depending on the specific option you choose, additional documentation may be required. We will guide you through the exact requirements for your chosen financing plan. Remember, our team is here to support you throughout the entire process. We’re committed to transparency and will ensure you understand all terms and conditions of your financial plan before moving forward. We respect your privacy and handle all personal information with the utmost confidentiality.

Don’t let the application process intimidate you – our experienced staff is ready to assist you every step of the way, making the financing process as smooth and stress-free as possible.

Self-Service Option:

Apply directly with Service Finance, right now! Our self-service option gives you full control of your application process. Follow the steps in the form below and have your application submitted from the comfort of your home.

Apply Online

If you have any questions at any point during the application process, please give our team a call. We will be happy to assist you any way we can.

Financing an Owens Corning Shingle Roof

The Cost of Installing an Owens Corning Roof

Understanding the cost of a new Owens Corning roof is crucial when considering your financing options. The price of your new roof will vary depending on the size and pitch of the roof you need, the specific Owens Corning shingle product you choose, and any additional roofing features or upgrades you may want.

To help you get a better idea of what your Owens Corning roof might cost, we’re excited to offer our Roof Estimator Widget. This easy-to-use tool allows you to input basic information about your home and roofing preferences to receive a ballpark estimate for your Owens Corning roof installation.

The Benefits of Financing Your Roof with Westfall Roofing

  • Immediate Protection: Don’t wait to save up – get the roof you need now and protect your home today.
  • Budget-Friendly: Spread the cost over time with manageable monthly payments.
  • Increased Value: A new roof installation can significantly boost your property’s value and curb appeal.
  • Peace of Mind: Our premium roof warranty options protect you for years.
  • Expert Installation: Financing ensures you can afford top-quality materials and professional installation rather than cutting corners.Enjoy the benefits of financing your next roofing project by choosing Central and Southwest Florida’s best roofing contractor, Westfall Roofing. Our commitment to quality, integrity, and customer satisfaction means you can trust our local roofing contractors to deliver exceptional results, no matter your budget.
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Take Advantage of Our Roof Financing Options

Westfall Roofing is proud to provide roofing services and financial help throughout Central and Southwest Florida. Our financing options are available to homeowners and businesses in:

  • Cape Canaveral
  • Cocoa
  • Cocoa Beach
  • Indian Harbor Beach
  • Mims
  • Melbourne
  • Melbourne Beach
  • Merritt Island
  • Palm Bay
  • Rockledge
  • Satellite Beach
  • Sebastian
  • Space Coast
  • Titusville
  • Punta Gorda
  • Immokalee
  • Marco Island
  • Naples
  • Placida
  • Port Charlotte
  • Rotonda West
  • Arcadia
  • Myakka City
  • Beverly Beach
  • Bunnell
  • Flagler Beach
  • Marineland
  • Palm Coast
  • Wauchula
  • Clewiston
  • Brooksville
  • Clermont
  • Cape Coral
  • Ft. Meyers
  • Lehigh Acres
  • Sanibel
  • Dade City
  • Ocala
  • Reddick
  • Spring Hill
  • The Villages
  • Apopka
  • Bay Lake
  • Ocoee
  • Orlando
  • Windermere
  • Winter Garden
  • Winter Park
  • Kissimmee
  • St. Cloud
  • Belleair
  • Clearwater
  • Clearwater Beach
  • Dunedin
  • Gulfport
  • Indian Rocks Beach
  • Largo
  • Madeira Beach
  • Oldsmar
  • Pinellas Park
  • Redington Shores
  • Safety Harbor
  • Seminole
  • St. Pete Beach
  • St. Petersburg
  • Tarpon Springs
  • Treasure Island
  • Auburndale
  • Haines City
  • Lake Wales
  • Lakeland
  • Mulberry
  • Sebring
  • Winter Haven
  • Altamonte Springs
  • Casselberry
  • Lake Mary
  • Oviedo
  • Sanford
  • Winter Springs
  • Center Hill
  • Daytona Beach
  • Deland
  • Deltona
  • Edgewater
  • Flagler beach
  • New Smyrna beach
  • Ormond Beach
  • Palm coast
  • Ponce inlet
  • Volusia co

No matter where you are in our service area, you can count on Westfall Roofing to provide top-quality roofing services backed by flexible financing options. We’re committed to being the roofer you can count on, from the initial estimate to the final payment.

FAQs About Roof Financing and Roofing Projects

Roof financing terms can vary widely depending on the lender and the specific program you choose. At Westfall Roofing, we offer options ranging from short-term loans of 12-60 months to longer-term financing extending up to 12-20 years. The right term for you will depend on factors like your project’s total cost, budget, and long-term financial goals.

Credit score requirements for roof financing can vary. While some traditional loans may require scores of 640 or higher, we work with partners like SELF, who specialize in assisting credit-challenged homeowners. Don’t let concerns about your credit stop you from exploring your options – we’re committed to finding a solution that works for you.

Absolutely! Many of our financing options allow you to bundle multiple home improvement projects. This can include energy-efficient upgrades like solar panels, new windows, or improved insulation, along with your roofing project.

While financing is important, it’s also crucial to know when you actually need a new roof. 

Some signs include:

  • Shingles that are cracked, curled, or missing
  • Granules in your gutters
  • Daylight showing through your roof boards
  • Your roof is 20-25 years old or older
  • Interior staining or roof leaks

If you’re noticing any of these signs, it’s time to contact us for a professional roof inspection.

Contact Westfall Roofing to Start Your Roofing Project Today

Don’t let financial concerns hold you back from getting the roof you need. At Westfall Roofing, we’re ready to help you explore your options and find a solution that’s best for you. Remember, choosing Westfall Roofing means choosing a local roofing company with over three decades of experience, a commitment to roofing excellence, and a reputation for integrity. As the top roofing contractor in the region, we’ve been protecting our communities since 1989 with our signature approach – “The Westfall Way.”

Contact Westfall Roofing today to schedule your roof inspection and learn more about our financing options. Let’s work together to protect your home or business with a roof you can rely on and a payment plan you can afford.

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